This is the situation: we are in a store, they bring us the dataphone and we bring our Apple Watch or iPhone closer to formalize the payment. A question then appears: Do you need a copy? Well the truth is no, Apple Pay is already collecting all my receipts.
Proof of payment that we can credit in many other ways
A few years ago, card payment was almost rare. Over time, a lot of the friction in the process has disappeared. We see card payments as the norm, not the exception, and also the act of paying has been greatly simplified.
Contactless payment – in which we no longer have to give our card or insert it into the machine – or the fact of not having to enter the PIN code for certain amounts make all this a simple and fast payment . Next Is the ticket or copy still offered to us?
The Bank of Europe clearly states that it is not necessary at any time to request proof of payment. The only thing the institution mentions as an argument in favor of requesting the ticket is that we check that the amount we just paid is correct. This is something that we should already do by looking at the dataphone before paying, but it is something that we can also do from the Wallet app on our iPhone or from the notification on our Apple Watch.
We already pay with the phone or with the watch our iPhone’s Wallet app keeps track of all payments. There, classified according to each card, we can find all the movements. From here we can verify that, in fact, we have paid the correct amount, we can also present the information including date and time of purchase when making a complaint or returning to the merchant in question. .
It must be said that the information we see appears in the Wallet application not shared with apple. The information is only managed by our own device and the issuer of the credit or debit card we used to pay.
This means, in a nutshell, that the purchase receipt is nothing more than just an additional receipt for the purchase. The traceability of card paymentsIn this case, through Apple Pay, it is very easy for us to both track our expenses and verify that they have the correct amount or to claim in situations where it is necessary.
In addition to security, Apple Pay is all about ease of use. Being able to bring your wrist to the payment terminal to complete the transaction is really useful, comfortable and easy. With that, when asked if we want a receipt, in general we will answer that no, our iPhone already collects all the receipts that we might need.
