If you want to join the world of mobile payments, the The iPhone and Apple Watch are the perfect devices to do it. Thanks to the Apple Wallet app and the Apple Pay payment method, you can take your cards with you, leaving your wallet or purse at home.
Apple Pay is available in majority of banking entities in USA and its deployment in Latin America is going well. In this article we will detail what Which banks support Apple Pay and how to add their cards to Wallet. And if they are not compatible, what can you do to pay with your iPhone.
First of all, what is Apple Pay and how does it work?
Apple Pay is the safest payment method availableYes, much more than your physical bank card. It can’t be cloned, it only works with your face or fingerprint, and if you lose your iPhone, they won’t be able to use the card when you lock it with Find My iPhone.
How Apple Pay works is simple, in the Wallet application (or wallet) you will add as many bank cards as you have. You can even select which one to pay with at any time. Adding a card to Apple Pay is as easy as going to the App Wallet and click on the + sign. However, if you need to know the steps in more detail, we have a guide in which we explain it to you point by point.
The Contactless logo will help you know if a card device is compatible with Apple Pay
Once your cards are added, you can pay with Apple Pay in all physical stores that support payments with contactless technology. Fortunately, in USA they all are and in no case require you to insert the physical card into the ATM.
This situation varies depending on the country, so the best thing is that you look around you and you wonder if you pay by card daily and use it with contactless technology.
These are the banks compatible with Apple Pay and App Wallet in USA
In USA there are a total of 107 banks compatible with Apple Pay, so the question is which one is not compatible? Currently the only non-compatible bank with Apple Pay in USA is the ‘El Corte Inglés’ card. Like other types of cards granted to businesses through an intermediary bank. So, if you have an account with a Spanish bank, they will offer you the possibility of adding the card with Apple Pay. Nevertheless, here we summarize the main banks compatible with Apple Pay in USA:
- Santander bank
- CaixaBank
- BBVA
- Bank Sabadell
- ING
- EVO
- Open banking
- Ibercaja
- Interbank
- bank
- Cajasur
- Bank Kutxa
Banks compatible with Apple Pay in Latin America
In Latin America, the number of banks compatible with Apple Pay has increased in recent monthsthen maybe your bank also supports App Wallet so you can pay with Apple Pay.
|
Country |
banks compatible with Apple Pay |
|---|---|
|
Mexico |
|
|
Argentina |
|
|
Chile |
|
|
Colombia |
|
|
Peru |
|
|
Costa Rica |
|
|
Ecuador |
|
|
Guatemala |
|
|
the Savior |
|
|
Honduras |
|
|
Panama |
|
What can I do if my bank is supported and Apple Pay isn’t working?
If your bank is compatible and you have some kind of error When you add your card to the App Wallet, there are several things you can do to resolve this issue.
If you switched from one iPhone to another
If you have just bought a new iPhone and you have transmitted the information from one to the other, for security reasons, the cards remain blocked. The best thing is that the delete them and add them again from Settings > Wallet.
My card is not compatible
Another possibility is that your bank supports Apple Pay but your card cannot be added to Wallet. This this usually happens with referral cards. This is for example the case of the Repsol card from La Caixa. In this case, you will need to contact your bank to find out how to request a new card without sponsorship compatible with Apple Wallet.
What if I don’t have a compatible bank, is there anything I can do?
Yes, I myself was at a bank that didn’t support Apple Pay until it came along years later. During I relied on a wallet card which I recharged directly from my bank. This way you don’t need to change banking entity or administrative procedures and you can take advantage of Apple Pay without problems.
In my case I used the Revolut app which offers free cards with Apple Pay virtually. To create an account, you just need to download the app and you don’t have to do any paperwork or travel anywhere. The card is added to the App Wallet and You can transfer balance or withdraw as per your requirement. It’s really very comfortable.
At Applesfera we hope to have helped you know which banks are compatible with Apple Pay and what to do if your card breaks. Finally, you can consider creating a wallet card and even changing banks if you don’t have many connections. And you? Do you usually pay with Apple Pay?
Scope | Freepik
In Applesfera | Apple Pay: what it is, how to buy and pay and which cards are compatible
In Applesfera | How to add cards to Apple Pay on all your Apple devices to pay contactless
Table of Contents
