Since September, the iPhone 14 It is for sale in Europe. The state-of-the-art terminal has a ultra-resistant glass screenwhich protects the screen up to 4 times better against drops, is stainless steelfeatures HDR lighting, a 12MP camera, and just 173 grams of weight, among other things.
With these characteristics and its pricearound $1,400, the question arises whether it is worth hiring a iphone insurance. The company itself offers AppleCarean insurance policy that covers the repair and replacement of your Apple device.
However, this policy does not have coverage like theft although eventually you can hire them by paying a bit more.
Therefore, today we are going to tell you the main insurance cover for iphone.
Warranty and AppleCare
It is important to differentiate between a mobile phone warranty and an AppleCare insurance policy. You should keep in mind that you do not need mobile insurance
According to Law on Warranties in the Sale of Consumer Goodsfrom January 2022, you have 3 years of coverage in case your device develops any type of defect or factory failure.
The case of AppleCare + Apple’s own insurance is different, it costs $ 8.99 for the iPhone 14. Thus, it covers the repair or replacement of the terminal in the event of accidental damage and damage to the battery if it has lost more than 80% of its capacity.
However, the policy contains fine print. It is necessary to pay extra depending on the item that was damaged. Thus, a fee of 29 dollars will have to be paid if the screen is damaged; 99 dollars if it is another element of the mobile phone.
AppleCare+ also doesn’t cover iPhones for theft, theft, data loss, repairs by unofficial agents, and damage caused by liquid or fire.
What covers exist in iPhone insurance?
The truth is that, despite their security, our mobile devices carry many risks that we cannot control: theft, theft, breakdown or accidental damage. These are, in fact, the main coverages that exist in iPhone insurance.
1. Accidental damage
When we talk about damage to your device, we mean accidental damage for your iPhone. Thus, no company will cover damage caused intentionally in order to obtain another device.
Clarified this part, the insurance covers:
- Your iPhone’s broken screen.
- Broken camera.
- Internal components damaged after a fall.
- Water damage.
- Battery faults.
- Electrical damage.
- On or off button.
- Other damage to the device.
2. Robbery and robbery
At this point you should be clear on the difference between burglary and theft. In case of theft, it is the one that occurs with violence oh there is a kind of bullying.
A classic example of a thief threatening you and stealing your belongings, including your cell phone. When stolen, the thief takes advantage of any distraction to steal your iPhone without you realizing it.
Companies usually replace the stolen mobile phone with another terminal or compensate with the value of the mobile phone at the time of the theft or theft.
3. Fraudulent calls
This is a type of coverage that covers calls made from your own mobile terminal to companies with special rates when your mobile has been stolen.
If thieves have access to your iPhone, they can make these types of calls to steal money from you.
Thus, insurance companies offer coverage of up to 1,000 dollars in the event of fraudulent calls.
What is the best iPhone insurance?
One of the most recommended iPhone insurance brands is Movistar. The insurance covers accidental damage, theft, burglary and fraudulent calls made from your device after a theft. It also includes AppleCare+ in its coverage, ensuring repairs are carried out at Apple Stores and Apple Authorized Service Providers.
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