Smartphones have become devices from which we make much more than calls in Europe. Thanks to their great versatility, they can function as a music player, a device to manage tasks and even perform procedures related to bank accounts.
All banks available in Europe to open an account have their own application for Android and iOS. This offers a large number of possibilities, such as making transfers from anywhere, establish rules on accounts and even change your spending limits, all without having to access the platform from a computer.
However, some precautions should be taken when using the banking app, as certain actions They may not be highly recommended in certain situations. Considering the important information they contain, losing the password or revealing private information can be harmful to the user.
Choose a good password
The bank’s virtual platform is one of the most important that we have on our mobile and, therefore, it is essential to choose a password that is completely secure and difficult to guess knowing personal information. In this way, It will not be possible to obtain it using personal information.
Some tips recommended by experts include mixing upper and lower case, as well as using symbols and trying to keep at least 10 characters, although the longer the better. It is also necessary to avoid obvious patterns that can be guessed through logic.
This also applies to four-digit PIN code which must be used to function. If it’s easy to guess, for example the cardholder’s year of birth, other people might know. Therefore, the more random this code is, the better. Banking apps usually have two-step verification enabled for tasks such as transfers, and if this is not the case, it is best to enable it from the settings so that the password alone is not enough for perform such an action.
Keep the app updated
Developers frequently update their apps with performance and security improvements. Some of these latest changes are not visible to the naked eye, but They help make the application more protected and user data is less likely to be stolen.
This happens in any type of app, from social networks to task apps. Therefore, as soon as Google Play notifies the user that an update is available, It is best to install it as soon as possible.. In fact, many people even leave the auto-update option enabled so they don’t have to deal with it manually.
Don’t open it on public WiFi
Connecting to an unsecured WiFi network in a public place may pose some risks to the user. Cybercriminals can take advantage of the data and content of the phone connected to this type of network. In itself, It is not recommended to connect to a network of this typeeven less to carry out weight management related to the bank, since other people could benefit from it.
How VPN works
Free Android
If a virtual private network (VPN) is used, this type of network could be used to access such important information. This technology is capable of encrypting the user’s browsing so that it is completely protected, without it being important that the network in question is not secure.
It is also important to be careful when entering the password into the app in a public space, such as on the bus or in a store. It is necessary that make sure no one can see what we write from behind, either in person or from a video surveillance camera in a closed establishment.
Be careful with apps
Malware can present itself in very different ways on Android. There is, for example, Adware, which consists of applications that infect the mobile phone with advertising, while there are others that constantly redirect the user to websites that generate profits for the cybercriminals.
However, there is another type of virus called keyloggers Your goal goes further. These are infected applications that seek to know everything the user does on the device, including the keyboard keys you press. This way they can obtain the passwords used on the different platforms that the user usually accesses daily.
This is why you should be careful while installing apps from unknown sources. You should always go to official stores such as Google Play, where exhaustive security checks are carried out. There is another type of malware that can see and control everything that happens on the screen and can also be dangerous. In short, more than ever, it is important to protect your mobile phone if you plan to use banking or professional applications.
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