Bizum is surely one of the most comfortable services available to a bank. Its operation is extremely useful and simple. It is used to be able to send money instantly to anyone else in USA. It doesn’t have to come from your same bank, and it has no fees of any kind. It has its limits, like everything, but it works pretty well.
make a bizum to someone, it is enough that this person has also activated it. Once you’ve verified it, all you have to do is enter your bank’s app, write your phone number, enter an amount and concept, and that’s it . The money has already been sent and it has already reached the other person. No waiting. The question that many ask is whether this is also available for minors: we will tell you.
What is Bizum for minors
There is no minimum age to use Bizum, it basically depends on the bank. It would be a very different thing to say that minors cannot use Bizum. Yes, they can. But there is no specific version for them. They just have to use what already exists.
Bizum has no type of restriction on who can and who cannot use it. All you need is a phone number and an IBAN. That’s the thing. This is the restriction, but it is not set by the service, but by t he bank itself. If the bank allows a minor to open an account, he can use Bizum.
Except in cases of emancipation, which are very rare in USA, the bank account is monitored by the legal guardians of the minor. Although this does not prevent Bizum from being used on it. Have a phone number, too, and you should be able to sign up for the service and be up and running in less than two minutes.
How to contract Bizum from your iPhone
If you are a minor, have a bank account and a telephone number, contracting Bizum is very simple and free. Anyway, the first thing to do is notify your legal guardians so they can give you permission and go through the process with you
In order to start using Bizum as soon as possible in your bank, follow this process:
- Access request from your bank on your mobile phone.
- look for it bizum option or instant payments. It is usually found in the main menu or in the transfers section.
- Activate Bizum by following the instructions specific to your bank. Usually they will ask you Confirm your number mobile phone number and link it to your bank account.
In principle, Bizum is accessible to anyone who has a bank account with one of the main entities in the country, whether they are minors or not. In all cases, We recommend that you check with your bank first.to avoid surprises in the future.
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