I have been using the Bizum program for a long time. Having seen that my bank has already been associated with this service, I did not hesitate to install the program and add it to my bank account. The truth is that it is very comfortable and I use it often, to make payments between friends and family.
The problem is exactly the same. You can only use it if someone you send or receive money with is Bizum installed. This will change if Facebook completes the tests and starts installing WhatsApp Pay worldwide. And it looks like he will be coming to our country before summer.
We are no longer afraid to pay with our cellphone. I remember my father when I was young and it started to get out of credit cards. He was distrustful. He was afraid of being robbed or doubled and lost his savings. Today we were also hesitant to integrate our cell phones with our banks. But the truth is We mostly use our iPhones and Apple Watch as standard payment methods in our day to day.
The next change when sending or receiving money on our devices falls. It's called WhatsApp Pay. With the same ease when sending a picture to your mother you can send 10 Euros to your cousin or cousin. It's that simple.
Mark Zuckerberg, owner of Facebook and WhatsApp, said today he expects WhatsApp Pay to begin operating in several countries within the next six months. India has long been in beta, and seeing the great reception this trial has had, it seems that it will soon work in different countries.
As in the case of Bizum, the payment method will be integrated into the discussion of a request that requires a joint bank account or credit card, in order to perform financial transactions. In addition to being able to pay for online stores that already have their WhatsApp chat service, you can also send money between users of the program.
According to Zuckerberg, in a few months the service will become a reality in many countries. Judging by the great reception made by WhatsApp in Spain, we are confident that we will be the first to enjoy this payment system. Bizum has fixed dates.