Summary
- The new, no annual fee Xbox Mastercardpublished by Barclays, is available now.
- With Xbox Mastercard, cardholders can earn card points on everyday purchases and redeem those points for digital games, add-ons and more Xbox.com, Microsoft.comon console and in-game.
- The Xbox Mastercard will be available starting today for Xbox players ages 18 and older in the continental United States, Alaska and Hawaii.
- Terms and conditions apply1, 2
In September 2023, Xbox Insiders received early access to the Xbox Mastercard to help shape the customer experience. The credit card offers unique value tailored to gamers by using a points system that allows them to spend points on things they love.
As of today it is Xbox Mastercard with no annual fee is available to all residents of the continental United States, Alaska and Hawaii. Learn more about earning Card Points that can be redeemed for digital games, add-ons, first payment on subscriptions, consoles, accessories and more at Xbox.com.
Xbox Mastercard allows cardholders to earn card points for every $1 spent on purchases, including:
- Xbox and Microsoft – Earn 5x card points on eligible products in Microsoft Store.
- Streaming services – Earn 3x Card Points on eligible streaming services like Netflix and Disney+.
- Food delivery services – Earn 3x Card Points on eligible food delivery services like Grubhub and DoorDash.
- Shopping for everyday needs – Earn 1X card points on all other everyday purchases.
Cardholders also gain access to additional benefits, including some new benefits starting today:
- A bonus of 5,000 card points (worth $50) after your first purchase.
- Three months Xbox Game Pass Ultimate for new Game Pass members after their first purchase. Current Game Pass members can easily gift it to a friend or family member so everyone can join in the fun.
- (New) Additionally, both new and existing cardholders can earn two 3-month codes to gift to friends or family to try Game Pass Ultimate for the first time when they spend $7,000 or more within the first 12 months of opening the card account become.
- (New) Cardholders will receive an upgrade to Level 2 of Microsoft RewardsEarn rewards faster with the Xbox Mastercard.
- (New) Increase volume with 3 free months Spotify Premium Individually for new and existing cardholders (for new Spotify Premium Individual users only). 3
- Flexible use through contactless payments and digital wallets.
- Free online access to cardholder credit scores, allowing users to keep track of their credit score and receive alerts when their credit score changes.
- $0 fraud liability protection so cardholders are not responsible for charges they did not authorize.
- (New) Plus, Barclays Money Basics is now available for educational information to help you expand your financial knowledge on credit, fraud prevention, budgeting and more.
All benefits are available to both new and existing cardholders. Terms and Conditions apply.
Cardholders can choose from one of five iconic designs and personalize it with their Gamertag. Play anywhere with Xbox and pay anywhere Mastercard is accepted.
^1 Xbox Mastercard Terms and Conditions
^2 Xbox Mastercard Rewards Rules
^3 Terms and Conditions for Paid Spotify Subscriptions
Editor’s Note (April 18, 2024): Updated the Summary section to clarify where users can redeem points for digital games, add-ons, and more.