Spotify: The different payment methods and how to change your payment method

If you want to book Spotify Premium, you must choose a valid payment method. Online payment services and online banking are an integral part of our lives in 2024. Each payment option has certain advantages and disadvantages. However, you can only change the payment method in one way.

1. These are the payment methods for Spotify Premium

   1. PayPal & Klarna

   2. Credit or debit card

   3. Instant bank transfer

   4. Billing via the mobile operator

These are the payment methods for Spotify Premium

Spotify offers a wide range of payment options in Germany. The Swedish company wants to make its music streaming service more accessible to even more people.

PayPal & Klarna

With PayPal and Klarna, Spotify offers you the option of choosing two online payment services. Both are considered reliable in their function, but Klarna does not have such a good reputation compared to PayPal. This is due to the “buy now pay later” option, which has already caused many people to fall into a debt trap in the past.

Credit or debit card

The “classic way” to pay a bill is to pay with a credit or debit card. Spotify itself states that all common credit and debit cards from Mastercard, Visa and American Express can be used.

Instant bank transfer

Sofortüberweisung is another option, although “immediate” can be a bit misleading. If you choose Sofortüberweisung, Sofort GmbH – which is part of the Klarna Group – checks whether the account has sufficient funds and then debits the money. You also agree that Spotify can debit the price of your Spotify subscription every month.

Billing via the mobile operator

Another method is billing through your mobile phone provider. This is a good method for anyone who wants to have as few transactions as possible. You can choose to be billed through your mobile phone bill if you are a customer of one of these providers:

If you want to change the payment method via the Spotify app on your smartphone, you will receive a notification in the app:

There are no particular advantages or disadvantages to choosing a particular payment method. Rather, it depends on which method suits you and your payment service provider best.

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