PayPal has announced that it will start charge a small commission if we do not use our account. A resource that many other companies already use – also banks, for example – to avoid having active accounts on the platform that will not be used later. Luckily, avoiding getting recharged after that year without use is the easiest.
The duration of use to receive the collection of this commission is 12 months, so especially if we have not used the service for a long time, it is a good idea that we get to work. In our iPhone we will find all the tools to ensure not having to pay the commission of 10 dollars that PayPal raises.
Quick verification to avoid commissions
PayPal’s idea is to prevent ghost accounts from being in their system. Thus, any account that has been inactive for 12 months and has a balance will be subject to a commission of 10 dollars. Yes OK accounts with a zero balance are not eligible for this programthe best thing is that we check the condition of ours.
The first thing we need to do is see if the PayPal application is installed on our iPhone. Let’s look either in the App Library or using Spotlight, as the app may not be on the home screen and still be present and installed. Once opened and after checking if there is a balance, we have several options to avoid paying commissions.
Buying something with PayPal, withdrawing money from your account, donating to charity, or sending money to friends and family are all good options, but it’s probably best to just log in to your account. So it’s not enough to just open the app and look at the situation, what we need to do is log out then log back in.
A commission of 10 dollars that can be avoided very easily.
If we cannot find the PayPal application on our iPhone, but it seems that we have had it and that we may have an account opened with the service, it is better to review our accounts. Since we save our credentials (and their annotations) in iCloud Keychain, all we have to do is open app settings on our iPhone, enter Passwords and search for “PayPal”. If we find an account, it’s best to go to the app and log in.
That said, we can consider closing the account directly, if we are not going to use it. In the application we simply touch the profile icon and choose Close the account. Before Yes we take the balance if necessary and transfer it to a bank account or use it to make a purchase.
As our colleagues at Genbeta tell us, the truth is that PayPal is leaving quite generous margins before starting to collect Commissions. In any case, with the high probability that we have the forgotten app on our iPhone, it’s a good time to put some order.
