Apple products aren’t particularly inexpensive, which is why many users choose to insure their equipment the moment they leave the store with their new purchase.
It seems like a good decision if one draws on data provided by a study which indicates that 77% of electronic devices have a loss during the first year of use of the product.
Apple has its insurance policy AppleCare, which can be contracted from the first moment of purchase, with technical support, equipment repair and software assistance to configure your equipment. Everything in one place, like Apple’s motto.
However, it is useful to know what insurances are offered by other companies with which you can customize the coverage according to your use and needs. With them you can choose how and how much to pay. Some also allow you to choose the protection dates if you are going on a trip or going to work.
The best Mac insurance of 2021
Klinc from Grupo Zurich
- Price: Calculate on the web
- buy on Klinc
If there is something special about the Klinc insurance of Grupo Zurich, it is that with it you can insure any electronic device you have in your possession, from laptops or tabletseven smartwatches, bicycles or electric scooters. All in a large catalog.
The price may vary, since the assessment is made based on your model and configuration, for which the company sets a price based on the date of purchase. This allows you to better tailor the payment or fees to the product you are insuring.
Among the methods offered by Klinc, that of accidental damage caused by liquids or the possible theft of the device, whether by violence or intimidation, stands out. Under no circumstances does the insurance meet the theft or theft.
Another advantage is that it has an “on demand” mode with which you can decide when to protect or in what period. If you paralyze it, you will only pay for the proportional time of days you have it running.
You have a Klinc’s app from which to manage all types of incidents or complaints in a transparent manner. Throughout the year, the company covers up to one theft claim and two accidental damage claims.
The types of insurance offered by TuSeguroMultidevice They are very focused on what it is to offer insurance for several household appliances, as well as on the situations of extending the warranty of cellphones, scooters, computers or household appliances.
As the company says, you can protect all the family’s electronic or mobile equipment and the tablet under the same policy, with the convenience of being able to manage them all in common and with coverage that can cover up to $ 2,000 per year. damage. .
It is also possible to extend the warranty of the device by an additional 3 years from an approximate price of 40 $ depending on the type of device and the conditions. Like some others mentioned here, it has a mobile app to manage your policy year after year.
- Price: From $ 15.99 per month
- buy on Macnificos
Macnificos not only offers an online store for Apple products, but also offers different types of insurance for Apple devices. In fact, you have full insurance from day one with completely free first month charges.
Another advantage offered by Macnificos is that it allows you to add additional devices to the choice of the product covered, with the possibility of managing deductibles for loss of equipment whose purchase value is greater than 300 $.
The starting price of $ 15.99 per month is indicated for the Absolute insurance policy. However, for 19.99 he has another superior called Excellency with which the coverage is extended, with an unlimited number of repairs or covering any cause of breakage.
- Price: from 18 $ per month
- buy on K-garden
The K-tuin store chain specializing in Apple products also has some type of insurance for the brand’s equipment and components. If you are one of those who buy the devices in their stores, K-tuin offers you the first month of comprehensive insurance.
More precisely, it is insurance Excellency with comprehensive cover with theft and reimbursement up to $ 180. The insurance is applicable to the purchase of an iPhone, iPad, Mac, Apple Watch, headphones or speakers with a value greater than $ 69.
The support plan is priced at $ 18 per month, while the Advantage plan offers at a cost of $ 19.99 per month, additional factors such as a second device, legal protection or greater device coverage. domestic workers.
MediaMarkt Plus warranty
Buying a product in MediaMarkt also has a certain advantage when it comes to insuring the product you buy in their stores. So much so that for desktops or laptops we have different terms when the product leaves the store.
MediaMarkt has terms such as “ Extension Plus ” or “ Multi-coverage Plus ” with prices starting from $ 59 per year, so that you extend the coverage of the official 2 years of the manufacturer, to a total of 5 years by extending it by 3 more years.
However, the modality of Direct change During the 2nd or 3rd year it has a price of 109 $ with the advantage that the chain of stores guarantees the replacement of the material by a new one during the first three years in case of failure.
They are less configurable insurances than what other specialized companies can offer, because they focus on offering specific cover and not on situations such as extending the type of cover in a specific way on a period of time.
If it is an iPhone valued at 1000 $, in the event of theft, it is possible to obtain a new one paying only 149 $ if the incident is suffered during the first year.
El Corte Inglés Insurance
As with the insurance coverage of other large chain stores, El Corte Inglés offers advantages to customers who buy the electronic product in its stores and more if it is a PC or a laptop.
If you take out insurance with a period of 2 years for your MacBook, the chain will release you costs for the first 6 months, even if you risk suffering an internal failure not covered by the manufacturer itself, in this case Apple. .
To activate the 2-year insurance (the first 6 months free), you can conclude the contract in your El Corte Inglés shopping center. If you are one of those who bought the computer through the web, you can full activation online.
Under the name of móvilProtec, the Rosellimac company also has insurance for your Apple devices based on the value or appraisal of the product at the time of taking out the insurance.
Thus, for a new MacBook laptop whose budget can vary between $ 1,500 and $ 2,000, the price of the monthly contract can vary between $ 17 and $ 20 with a minimum contract of one year.
At the time of writing, the company is offering the first two months of fees for free if you purchase your device insurance before July 31, 2020. There is also a clause for cases where the equipment is a total loss.
What does AppleCare + offer me?
The Apple warranty extension, contrary to what you might imagine, has not been that long in Europe. Specifically, it was at the end of March 2019 that Apple announced new contractual conditions and the prices if you buy their products in our country.
Among the coverages offered by the service, stand out:
- It can only be contracted at the same time as the product is purchased, or within 60 days depending on the invoice date.
- The extended warranty provides support for the first three years.
- AppleCare + offers an Apple warranty with two years of coverage, which includes technical assistance over the phone and additional repair options.
- Coverage begins the moment AppleCare + is purchased.
- It can be purchased for Mac, iPhone, iPad, Apple TV, iPod touch, Apple Watch, and HomePod. In addition to Apple Pencil if purchased at the same time as the iPad.
- A minimum of 2 accidental damage is covered.
- Theft or loss of equipment is not considered.
- The most common screen breakage or battery replacement repairs are not free, but they are significantly cheaper under AppleCare +.
How much does AppleCare + cost?
Based on the fact that this is the official insurance from Apple, it seems clear that insuring a branded device is not cheap at all. For example, a Macbook that you recently bought in this 2020 could cost you from $ 249.
Securing a Mac desktop, one that should sit in a room in your home or office, costs $ 179 less. However, this insurance does not guarantee that you have covered the cost of something that may be out of warranty.
What alternatives do I have to AppleCare +
That said, be aware that there are alternatives which, in most cases, are cheaper than AppleCare + and will save you money. If you have been using Apple products for a long time, you may not need this additional assistance.
Among the advantages offered by insurance companies for Apple products that we present to you below, stands out the possibility of choosing between different types of cover, including franchise options that will be more attractive for the price.
You may also have to travel for work. These insurances allow you to modify the clauses so that if your employment situation changes, you can also increase or decrease the coverage according to your needs.
We’ve also localized Apple multi-device product insurance, so you can insure your Mac and add a second device (like the Apple Watch) with perks and discounts on the rental price per unit.
Most insurance covers theft with force, but very few cover theft or theft without intimidation, or simply those in which it is the result of loss or neglect. We have also found insurance terms for these situations.
Finally, don’t forget that some insurance companies require you to have your equipment repaired wherever they tell you, with the possibility that they use parts that are not completely original. Many insurances will give you the freedom to take the device for repair wherever you are.
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