There is a clear indication on the net that you will be able to spend money in any way in Animal Crossing: New Horizons.
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Animal Crossing: New Horizons seems to allow in-game purchases in some form. After the game's official website has been updated, this can be seen in the ESRB rating at the bottom of the page. A full classification of the title on the ESRB website is still pending.
Does that mean that there will be microtransactions in New Horizons? That you can buy rare crafting materials for real money to build your favorite furniture and buildings? That is unlikely. However, there is still another possibility, which is why the Entertainmant Software Rating Board has decided to label this game: DLCs.
>> Animal Crossing: New Horizons – Now supports back-ups … somehow
Other first party games for the Switch that have been published for some time have also been marked accordingly. Super Smash Bros. Ultimate or Fire Emblem: Three Houses for example. Both later offered affordable additional content, but Super Smash Bros. also offered smaller transactions such as Mii costumes. However, no really reliable rule can be determined. Splatoon 2, for example, which has an expansion package, is missing a corresponding note.
But what could DLC for Animal Crossing look like? Are Nintendo planning more islands to visit? Or are completely new furniture series and house designs gradually being designed and made available? We'll find out sooner or later. Currently, the information situation is rather thin, even with regard to the main game.