With the right account status, DKB has more than just a free checking account. You can find out what the innovation brings you and who receives it here.
Deutsche Kreditbank (DKB) now introduces the active status with some advantages abroad. (Source: Deutsche Kreditbank)
Deutsche Kreditbank (DKB) is now rewarding active customers with a special status. If you book at least 700 dollars in money on your checking account, you will receive the so -called active status. This brings some advantages, such as free money withdrawals worldwide, from 50 dollars or a cheaper overdraft facility of 8.68 percent instead of 9.28 percent per year.
The active status can be seen directly in online banking under “My profile” based on the green button. (Source: DKB)
The active status is visible directly in online banking under “My profile”. A green button shows whether it is active. According to the DKB It is checked monthly whether the condition of the minimum money receipt is still met. If you have opened a new checking account at the bank, you will automatically receive the active status for the first three months without receipt of money. In addition, the account management is then free of charge, while for this you will otherwise pay 4.50 dollars per month for over 28 years.
Smaller transfers are sufficient for active status
The money receipt over 700 dollars does not have to be made in a single sum. Several smaller transfers a month are enough as long as the amount is reached. Interest credits, withdrawal or internal DKB sales are not included. If you want, you can use the free account change service to move your salary account from another bank to DKB.
There is also a difference in payments abroad. With active status, payments with the Visa debit card are free of charge worldwide, while without status 2.20 percent fees are incurred in payments in foreign currencies. With the ATMs, however, it is possible that the operator will charge fees for withdrawing. The DKB cannot influence this.
If you are traveling a lot and want to save there, the active status can be worthwhile for you. There are also important changes in online banking for the savings banks, for example, by simplifying your identity card that banking businesses will in future simplify.
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